top of page

Professional Group

Public·15 members

The Ultimate Guide to the 100 Envelope Challenge: Download Your Free Printable Tracker Here

Put 100 envelopes in a box and shuffle them. You then randomly pull out one envelope from a box and stuff it with the amount of money that is written on that envelope. When all envelopes are filled you will have saved $5,050. You can use this extra money to create an emergency fund, pay off your credit card debt, or go on a vacation!

download a 100 envelope challenge printable tracker with the numbers 1 to 100 on them

The 100-envelope savings challenge can help you add extra cash to your bank account. Using a 100 envelope challenge chart printable is a simple way to keep track of your progress with saving.

The 100 envelope savings challenge, also referred to as the 100-envelope challenge, is designed to help you save money on a daily basis over a period of 100 days. The premise is fairly simple: You fill 100 numbered envelopes with a set amount of cash each day. At the end of the challenge, you should end up with over $5,000 in cash savings.

The 100 envelope challenge might just be the best way to build some solid savings, a little at a time. This free printable tracker makes it that much easier to stay motivated and focused on your savings goals.

Another drawback of this challenge is if you are struggling on living paycheck to paycheck, then attempting this challenge may just get you down and defeated. There is a possibility you may get behind on stuffing the envelopes, as you would randomly pick them.

This 100 envelope challenge tracker is a useful tool to track the progress of your endeavor. You want to use a 100 envelope challenge tracker to keep you motivated during the next six months and reach your goal.

How to save $5000 with the 100 envelope challenge

Free printable 100 envelope challenge chart with numbers

100 day envelope challenge tracker PDF download

Tips and tricks for the 100 envelope challenge

100 envelope challenge variations and ideas

How to do the 100 envelope challenge step by step

What is the 100 envelope challenge and how does it work

100 envelope challenge TikTok trend explained

Benefits and problems of the 100 envelope challenge

How to use the cash envelope system with the 100 envelope challenge

Best envelopes and boxes for the 100 envelope challenge

How to make the 100 envelope challenge fun and easy

How to customize your own 100 envelope challenge

How to track your progress with the 100 envelope challenge

How to use the 100 envelope challenge to pay off debt or save for a vacation

How to do the 100 envelope challenge biweekly or monthly

How to do the 100 envelope challenge with a partner or family

How to do the 100 envelope challenge with different amounts of money

How to do the 100 envelope challenge in reverse order

How to do the 100 envelope challenge with coins or bills

How to do the 100 envelope challenge with a twist or a surprise

How to do the 100 envelope challenge online or digitally

How to do the 100 envelope challenge without envelopes or cash

How to do the 100 envelope challenge for kids or teens

How to do the 100 envelope challenge for charity or a cause

Success stories and testimonials from the 100 envelope challenge

Frequently asked questions and answers about the 100 envelope challenge

Pros and cons of the 100 envelope challenge compared to other money saving challenges

History and origin of the 100 envelope challenge

Math and logic behind the 100 envelope challenge

You could try doing a virtual version of the challenge, where you transfer the daily amount into a savings account online and keep physical track of your progress with a printable tracker like the free one I have at the end of this post.

I love a good printable tracker! I find that tracking my progress visually can keep me motivated. (Some people are like this, and others not so much). If you do like tracking, then be sure to grab your free 100 envelope challenge chart.

The 100-envelope savings challenge is actually very simple. All you need are 100 envelopes to start with, and you can either buy these or print them with this free printable template. You will then label each envelope with a number one through one hundred.

The numbers on the envelope will correspond to the amount of money you will be putting into that envelope to begin your savings! The 100 envelope challenge is somewhat similar to the cash envelope budgeting system, which you can read more about here. However, this challenge focuses solely on building up those savings rather than working on a budget as a whole.

While the idea of pulling the 100 envelopes and having to stuff cash away may seem daunting, it helps to motivate you and push you towards a goal that otherwise you might have continued to put off. This challenge can also create good spending habits because if you are putting all of your extra money into the envelope challenge, then you have less to spend if you are a shopaholic or a person who likes to eat out a lot and is not the best at keeping up with expenses.

So, I bet the top question on your mind is how much money you will be saving with this 100 envelope challenge? You are sure to be surprised by these numbers. If you add up all of the envelopes at the end of this challenge, you will have a whopping 5,050 dollars!

Included in this post is a free printable template for saving money with 100 envelopes method. This template includes a quick overview of the instructions, which I highly suggest printing and posting up near the area where your envelopes will be kept. This way you have another reminder of your goals with the challenge and can physically see the rules so you are less likely to forget to draw an envelope for the day or week you are participating in.

Other things included in the printable template for this challenge are printable envelopes. Yes, you can avoid going to your local office supply store and spending money by using this printout and folding your own envelopes from it, as you can see the savings are already beginning. This template also includes a brief overview of popular variations to daily participation, including weekly, biweekly, and monthly options.

This way you can stay the course of saving but not put yourself behind to do it. Finally, the template comes with a tracker so that you can hold yourself accountable and watch your savings grow every day or every week you participate in the challenge!

This challenge of savings is really quite simple, all you need are your 100 envelopes, some cash, and the tracker that comes with the attached free printable. You will plan a schedule for yourself that you can stick to comfortably and once you have all of your envelopes, you will label them with numbers one through one hundred.

You can choose to keep them in a drawer, box, basket, or whatever convenient location of your choosing. I suggest setting up an area in an office or a bedroom where you can keep a box of empty envelopes, a drawer to put filled envelopes, and a wall to post the tracker and instructions from the template. This way, you can turn the corner of your bedroom or office space into your personal savings area. This will also help you to stay motivated and keep up with your scheduled participation in the challenge.

The first and one of the key aspects of this free printable 100 envelope challenge is, of course, the envelopes themselves. These are not only a main component of the challenge but also a physical symbol of your savings throughout the challenge that will serve as a motivator as you continue on this journey to financial stability.

You can utilize whatever form of envelope you want to; you can go buy security envelopes, regular generic envelopes, or you can use this included free template which has printable versions of the envelopes already labeled with those numbers. You can simply print, cut, and fold for free, all those 100 envelopes, and this will also save you from driving to your local office supply store and being tempted into buying anything else along the way.

The next part is the simplest step, in my opinion. All you are doing is labeling each envelope with the numbers one through one hundred. Label them legibly and clearly, so that when you or other participants draw, they are not confused as to what may be a six, a nine, or who knows what. Remember each envelope will get its own number no matter how low the cash amount will be.

So, even if you draw the number one envelope, you will only be responsible for putting away one dollar, though if you want to put anything extra in or grab another envelope on days where you draw low numbers, then be my guest! This is a customizable challenge, and you can make up whichever rules benefit you the most. You just have to be sure to stick to them!

This way you can have easy access to all of your tools for this challenge. Since this is going to end up with a lot of money in cash, you want to make sure you choose a secure location. You may want to utilize a lockable box, drawer, or filing cabinet to keep the cash stuffed envelopes in so that you are not worrying about the cash being misplaced or moved by someone else.

Motivation is key, and I want to make sure you have all of the tools you need at your disposal which is why this attached free 100 envelope challenge template has everything from printable envelopes to rules and variations on the challenge itself. Like I said earlier, post up the instructions and variations in your savings area as a continuous reminder of your goals and ways you can still continue if you need to adjust as you go through.

The 100-envelope challenge is a fun savings strategy that involves using 100 empty envelopes numbered 1 to 100 to save money consistently. One empty envelope is picked each day, and the number on the envelope is the amount of savings you will put into the envelope. Once an envelope has been filled with cash, set the envelope in a different pile. After 100 days, all of the envelopes should be filled with the amount of money equal to the number on the envelope. If you are consistent and fill every envelope, you will have $5,050 in savings.

You can save $5000 in 6 months with 100 envelopes by extending the 100 day envelope challenge to every other day. Instead of picking one numbered envelope and adding savings every day, pick an envelope every other day to save $5,050 over 200 days (which is a little over 6 months). This is a good option for those who need to stretch out their savings goals over a longer period of time.

You need deep pockets and a large income to even attempt the 10k in 100 days envelope challenge. You still pick and fill an envelope every day but the envelopes are numbered 2-200, even numbers only, i.e. 2, 4, 6, 8 and on to the 100th envelope is marked 200.

This challenge is flexible. Basically, you have 100 envelopes and you want to save $10,000. Your envelopes are numbered 2-200 (even numbers only) but the timescale is entirely down to you. 3 months, 6 months, 1 year or longer, the choice is yours.

If you want an envelope money saving challenge then create one that means you will be stretched but not left with no money for food. You have to be realistic with challenges. Because you want to achieve them.

Perhaps the math involved with the 100 envelope saving challenge will help you make it easier on yourself or more challenging, depending on how much you want to save and how much time you want to devote to it.

If you have enough money to complete the challenge in 100 days, you might find a better use for the money. For example, you could get a month ahead on your bills, stash it in an IRA or separate savings account, pay off credit cards, put it in your emergency fund, or put it toward a down payment on a house instead of stuffing an envelope with a chunk of cash.

Suppose you can free up thousands of dollars without blowing up your budget, using credit cards, or falling behind on your bills. In that case, the one hundred envelope challenge might get you to save money regularly, improve your budgeting skills, and help you find ways to put extra cash toward your financial goals.


Welcome to the group! You can connect with other members, ge...
bottom of page